Call reports 2019
MILLENNIUM BANK — 2019
What MILLENNIUM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,362,000 | 141,518,000 | 144,864,000 | 153,551,000 |
| Total loans | 107,094,000 | 117,167,000 | 118,875,000 | 122,689,000 |
| Allowance for loan losses | 1,175,000 | 1,376,000 | 1,426,000 | 1,464,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,621,000 | 124,743,000 | 127,020,000 | 132,608,000 |
| Interest-bearing deposits | 90,470,000 | 104,780,000 | 106,444,000 | 113,145,000 |
| Noninterest-bearing deposits | 17,151,000 | 19,963,000 | 20,576,000 | 19,463,000 |
| Equity capital | 15,117,000 | 15,525,000 | 16,332,000 | 18,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,622,000 | 5,683,000 | 7,658,000 |
| Interest expense | 520,000 | 1,116,000 | 1,772,000 | 2,430,000 |
| Net interest income | 1,212,000 | 2,506,000 | 3,911,000 | 5,228,000 |
| Noninterest income | 794,000 | 2,725,000 | 3,350,000 | 4,344,000 |
| Noninterest expense | 1,331,000 | 2,827,000 | 4,000,000 | 5,612,000 |
| Provision for loan losses | 0 | 200,000 | 250,000 | 338,000 |
| Pretax income | 675,000 | 2,204,000 | 3,011,000 | 3,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 675,000 | 2,204,000 | 3,011,000 | 3,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,117,000 | 15,525,000 | 16,332,000 | 18,443,000 |
| Total capital | 16,292,000 | 16,879,000 | 17,748,000 | 19,895,000 |
| Risk-weighted assets | 99,849,000 | 108,272,000 | 113,277,000 | 116,166,000 |