Call reports 2018
MILLENNIUM BANK — 2018
What MILLENNIUM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,368,000 | 112,274,000 | 114,310,000 | 116,804,000 |
| Total loans | 80,519,000 | 89,857,000 | 90,636,000 | 96,919,000 |
| Allowance for loan losses | 800,000 | 875,000 | 996,000 | 1,175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,766,000 | 75,471,000 | 81,071,000 | 88,980,000 |
| Interest-bearing deposits | 55,540,000 | 56,865,000 | 64,670,000 | 72,881,000 |
| Noninterest-bearing deposits | 13,226,000 | 18,606,000 | 16,401,000 | 16,099,000 |
| Equity capital | 11,523,000 | 12,025,000 | 13,435,000 | 12,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,729,000 | 4,316,000 | 5,897,000 |
| Interest expense | 226,000 | 516,000 | 879,000 | 1,274,000 |
| Net interest income | 1,150,000 | 2,213,000 | 3,437,000 | 4,623,000 |
| Noninterest income | 430,000 | 968,000 | 2,846,000 | 3,427,000 |
| Noninterest expense | 931,000 | 1,955,000 | 3,527,000 | 4,847,000 |
| Provision for loan losses | 45,000 | 120,000 | 240,000 | 580,000 |
| Pretax income | 604,000 | 1,106,000 | 2,516,000 | 2,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,106,000 | 2,516,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,523,000 | 12,025,000 | 13,435,000 | 12,942,000 |
| Total capital | 12,323,000 | 12,900,000 | 14,431,000 | 14,086,000 |
| Risk-weighted assets | 74,535,000 | 82,446,000 | 88,443,000 | 91,594,000 |