Call reports 2017
MILLENNIUM BANK — 2017
What MILLENNIUM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,830,000 | 75,140,000 | 82,962,000 | 92,637,000 |
| Total loans | 60,244,000 | 61,701,000 | 69,322,000 | 76,031,000 |
| Allowance for loan losses | 574,000 | 573,000 | 634,000 | 754,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,568,000 | 59,695,000 | 62,684,000 | 65,255,000 |
| Interest-bearing deposits | 52,166,000 | 46,173,000 | 52,033,000 | 51,842,000 |
| Noninterest-bearing deposits | 15,402,000 | 13,522,000 | 10,651,000 | 13,413,000 |
| Equity capital | 10,023,000 | 10,214,000 | 10,804,000 | 10,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,876,000 | 2,959,000 | 4,143,000 |
| Interest expense | 110,000 | 225,000 | 366,000 | 527,000 |
| Net interest income | 859,000 | 1,651,000 | 2,593,000 | 3,616,000 |
| Noninterest income | 1,006,000 | 1,194,000 | 1,771,000 | 2,066,000 |
| Noninterest expense | 808,000 | 1,567,000 | 2,466,000 | 3,549,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 210,000 |
| Pretax income | 1,027,000 | 1,218,000 | 1,808,000 | 1,923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,027,000 | 1,218,000 | 1,808,000 | 1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,023,000 | 10,214,000 | 10,804,000 | 10,919,000 |
| Total capital | 10,597,000 | 10,787,000 | 11,438,000 | 11,673,000 |
| Risk-weighted assets | 55,631,000 | 55,609,000 | 64,422,000 | 71,388,000 |