Call reports 2015
MILLENNIUM BANK — 2015
What MILLENNIUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,330,000 | 81,919,000 | 76,049,000 | 80,028,000 |
| Total loans | 55,798,000 | 67,777,000 | 65,206,000 | 71,604,000 |
| Allowance for loan losses | 460,000 | 475,000 | 454,000 | 479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,797,000 | 74,790,000 | 68,808,000 | 64,587,000 |
| Interest-bearing deposits | 44,961,000 | 48,125,000 | 46,848,000 | 46,526,000 |
| Noninterest-bearing deposits | 9,836,000 | 26,665,000 | 21,960,000 | 18,061,000 |
| Equity capital | 6,366,000 | 6,821,000 | 7,052,000 | 7,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,566,000 | 2,428,000 | 3,293,000 |
| Interest expense | 81,000 | 170,000 | 261,000 | 351,000 |
| Net interest income | 542,000 | 1,396,000 | 2,167,000 | 2,942,000 |
| Noninterest income | 232,000 | 395,000 | 529,000 | 611,000 |
| Noninterest expense | 461,000 | 1,008,000 | 1,667,000 | 2,378,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 298,000 | 753,000 | 984,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 753,000 | 984,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,366,000 | 6,821,000 | 7,052,000 | 7,173,000 |
| Total capital | 6,826,000 | 7,296,000 | 7,506,000 | 7,652,000 |
| Risk-weighted assets | 49,664,000 | 57,562,000 | 52,047,000 | 59,564,000 |