Call reports 2013
MILLENNIUM BANK — 2013
What MILLENNIUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,913,000 | 50,132,000 | 52,588,000 | 51,942,000 |
| Total loans | 34,001,000 | 36,339,000 | 36,878,000 | 38,672,000 |
| Allowance for loan losses | 831,000 | 831,000 | 356,000 | 567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,736,000 | 44,924,000 | 47,186,000 | 46,718,000 |
| Interest-bearing deposits | 42,525,000 | 41,085,000 | 41,309,000 | 41,288,000 |
| Noninterest-bearing deposits | 3,211,000 | 3,839,000 | 5,877,000 | 5,430,000 |
| Equity capital | 5,033,000 | 5,057,000 | 5,131,000 | 4,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,031,000 | 1,601,000 | 2,135,000 |
| Interest expense | 103,000 | 201,000 | 298,000 | 392,000 |
| Net interest income | 420,000 | 830,000 | 1,303,000 | 1,743,000 |
| Noninterest income | 68,000 | 81,000 | 483,000 | 906,000 |
| Noninterest expense | 418,000 | 817,000 | 1,598,000 | 2,475,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 231,000 |
| Pretax income | 70,000 | 94,000 | 168,000 | -57,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 94,000 | 168,000 | -57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,033,000 | 5,057,000 | 5,131,000 | 4,906,000 |
| Total capital | 5,474,000 | 5,498,000 | 5,487,000 | 5,466,000 |
| Risk-weighted assets | 35,315,000 | 38,515,000 | 39,504,000 | 44,747,000 |