Call reports 2012
MILLENNIUM BANK — 2012
What MILLENNIUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,157,000 | 44,371,000 | 49,658,000 | 50,887,000 |
| Total loans | 32,659,000 | 31,866,000 | 35,979,000 | 36,862,000 |
| Allowance for loan losses | 926,000 | 831,000 | 831,000 | 831,000 |
| Securities available for sale | 2,979,000 | 2,504,000 | 2,003,000 | 1,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,754,000 | 39,403,000 | 44,630,000 | 45,715,000 |
| Interest-bearing deposits | 36,438,000 | 36,230,000 | 40,906,000 | 42,399,000 |
| Noninterest-bearing deposits | 3,316,000 | 3,173,000 | 3,724,000 | 3,316,000 |
| Equity capital | 4,166,000 | 4,754,000 | 4,815,000 | 4,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,067,000 | 1,593,000 | 2,170,000 |
| Interest expense | 116,000 | 221,000 | 327,000 | 434,000 |
| Net interest income | 424,000 | 846,000 | 1,266,000 | 1,736,000 |
| Noninterest income | 15,000 | 38,000 | 68,000 | 177,000 |
| Noninterest expense | 392,000 | 775,000 | 1,162,000 | 1,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 109,000 | 172,000 | 323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 109,000 | 172,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,186,000 | 4,749,000 | 4,812,000 | 4,963,000 |
| Total capital | 4,618,000 | 5,189,000 | 5,266,000 | 5,433,000 |
| Risk-weighted assets | 34,556,000 | 34,035,000 | 37,209,000 | 36,470,000 |