Call reports 2011
MILLENNIUM BANK — 2011
What MILLENNIUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,612,000 | 46,142,000 | 46,240,000 | 45,111,000 |
| Total loans | 34,590,000 | 32,057,000 | 32,390,000 | 31,932,000 |
| Allowance for loan losses | 926,000 | 926,000 | 926,000 | 926,000 |
| Securities available for sale | 4,986,000 | 3,505,000 | 3,003,000 | 3,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,243,000 | 41,676,000 | 41,727,000 | 40,680,000 |
| Interest-bearing deposits | 39,072,000 | 39,086,000 | 38,388,000 | 36,815,000 |
| Noninterest-bearing deposits | 2,171,000 | 2,590,000 | 3,339,000 | 3,865,000 |
| Equity capital | 4,236,000 | 4,291,000 | 4,318,000 | 4,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,057,000 | 1,568,000 | 2,081,000 |
| Interest expense | 150,000 | 289,000 | 422,000 | 547,000 |
| Net interest income | 378,000 | 768,000 | 1,146,000 | 1,534,000 |
| Noninterest income | 13,000 | 29,000 | 56,000 | 73,000 |
| Noninterest expense | 359,000 | 728,000 | 1,105,000 | 1,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 69,000 | 97,000 | -77,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 69,000 | 97,000 | -77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,249,000 | 4,286,000 | 4,314,000 | 4,140,000 |
| Total capital | 4,712,000 | 4,720,000 | 4,746,000 | 4,572,000 |
| Risk-weighted assets | 35,859,000 | 34,287,000 | 34,556,000 | 34,052,000 |