Call reports 2025
BANC OF CALIFORNIA — 2025
What BANC OF CALIFORNIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 33,692,415,000 | 34,163,241,000 | 33,923,978,000 | 34,710,463,000 |
| Total loans | 24,152,324,000 | 24,711,463,000 | 24,322,095,000 | 25,215,615,000 |
| Allowance for loan losses | 234,981,000 | 229,338,000 | 240,494,000 | 245,604,000 |
| Securities available for sale | 2,334,058,000 | 2,246,174,000 | 2,426,734,000 | 2,454,058,000 |
| Securities held to maturity | 2,312,512,000 | 2,317,420,000 | 2,304,352,000 | 2,309,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,517,035,000 | 27,672,235,000 | 27,339,442,000 | 27,999,648,000 |
| Interest-bearing deposits | 19,599,250,000 | 20,087,326,000 | 19,581,017,000 | 20,020,570,000 |
| Noninterest-bearing deposits | 7,917,785,000 | 7,584,909,000 | 7,758,425,000 | 7,979,078,000 |
| Equity capital | 3,859,134,000 | 3,761,094,000 | 3,791,761,000 | 3,862,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 406,653,000 | 827,160,000 | 1,259,700,000 | 1,676,646,000 |
| Interest expense | 159,781,000 | 327,649,000 | 494,452,000 | 647,472,000 |
| Net interest income | 246,872,000 | 499,511,000 | 765,248,000 | 1,029,174,000 |
| Noninterest income | 30,957,000 | 62,163,000 | 93,449,000 | 130,958,000 |
| Noninterest expense | 183,179,000 | 366,925,000 | 551,103,000 | 730,063,000 |
| Provision for loan losses | 9,700,000 | 48,280,000 | 56,980,000 | 64,780,000 |
| Pretax income | 87,350,000 | 147,588,000 | 252,640,000 | 365,570,000 |
| Income tax | 23,628,000 | 48,219,000 | 74,694,000 | 100,019,000 |
| Net income | 63,722,000 | 99,369,000 | 177,946,000 | 265,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,578,154,000 | 3,472,981,000 | 3,485,133,000 | 3,543,771,000 |
| Total capital | 4,224,628,000 | 4,113,693,000 | 4,138,141,000 | 4,206,727,000 |
| Risk-weighted assets | 26,039,424,000 | 26,287,689,000 | 25,963,639,000 | 26,940,307,000 |