Call reports 2005
BANC OF CALIFORNIA — 2005
What BANC OF CALIFORNIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,585,525,000 | 1,599,378,000 | 1,941,956,000 | 2,088,225,000 |
| Total loans | 1,225,393,000 | 1,256,337,000 | 1,432,465,000 | 1,630,682,000 |
| Allowance for loan losses | 14,260,000 | 14,641,000 | 14,975,000 | 15,633,000 |
| Securities available for sale | 146,123,000 | 136,413,000 | 157,116,000 | 147,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,337,035,000 | 1,345,081,000 | 1,608,185,000 | 1,644,133,000 |
| Interest-bearing deposits | 1,174,364,000 | 1,217,308,000 | 1,459,779,000 | 1,475,089,000 |
| Noninterest-bearing deposits | 162,671,000 | 127,773,000 | 148,406,000 | 169,044,000 |
| Equity capital | 232,964,000 | 238,330,000 | 294,972,000 | 343,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 22,581,000 | 46,123,000 | 73,093,000 | 106,728,000 |
| Interest expense | 1,061,000 | 2,334,000 | 4,050,000 | 6,491,000 |
| Net interest income | 21,520,000 | 43,789,000 | 69,043,000 | 100,237,000 |
| Noninterest income | 1,586,000 | 3,105,000 | 4,702,000 | 6,321,000 |
| Noninterest expense | 9,485,000 | 18,286,000 | 29,841,000 | 43,504,000 |
| Provision for loan losses | 800,000 | 1,178,000 | 281,000 | -564,000 |
| Pretax income | 12,821,000 | 27,430,000 | 43,623,000 | 63,618,000 |
| Income tax | 5,280,000 | 11,312,000 | 18,016,000 | 26,311,000 |
| Net income | 7,541,000 | 16,118,000 | 25,607,000 | 37,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,231,000 | 145,575,000 | 161,428,000 | 184,846,000 |
| Total capital | 155,324,000 | 161,181,000 | 178,331,000 | 203,355,000 |
| Risk-weighted assets | 1,450,368,000 | 1,487,006,000 | 1,720,764,000 | 1,912,408,000 |
Machine access — free, no API key
Every figure shown here about BANC OF CALIFORNIA — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.