Call reports 2022
DEPARTMENT STORES NATIONAL BANK — 2022
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 741,097,000 | 717,168,000 |
| Total loans | 39,452,000 | 38,694,000 |
| Allowance for loan losses | 1,655,000 | 1,826,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 275,294,000 | 250,208,000 |
| Interest-bearing deposits | 275,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 294,000 | 208,000 |
| Equity capital | 457,220,000 | 458,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 2,696,000 | 6,224,000 |
| Interest expense | 91,000 | 622,000 |
| Net interest income | 2,605,000 | 5,602,000 |
| Noninterest income | 57,000 | 46,000 |
| Noninterest expense | 757,000 | 1,570,000 |
| Provision for loan losses | -72,000 | 51,000 |
| Pretax income | 1,977,000 | 4,027,000 |
| Income tax | 416,000 | 847,000 |
| Net income | 1,561,000 | 3,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 455,921,000 | 457,569,000 |
| Total capital | 457,576,000 | 459,395,000 |
| Risk-weighted assets | 188,919,000 | 183,031,000 |