Call reports 2021
DEPARTMENT STORES NATIONAL BANK — 2021
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 734,074,000 | 709,657,000 | 710,728,000 | 714,661,000 |
| Total loans | 41,488,000 | 40,747,000 | 38,656,000 | 48,272,000 |
| Allowance for loan losses | 2,187,000 | 1,997,000 | 1,718,000 | 1,688,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,180,000 | 250,153,000 | 250,167,000 | 250,174,000 |
| Interest-bearing deposits | 275,000,000 | 250,000,000 | 250,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 180,000 | 153,000 | 167,000 | 174,000 |
| Equity capital | 452,235,000 | 452,823,000 | 454,547,000 | 455,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 4,678,000 | 6,927,000 | 9,039,000 |
| Interest expense | 137,000 | 261,000 | 351,000 | 456,000 |
| Net interest income | 2,548,000 | 4,417,000 | 6,576,000 | 8,583,000 |
| Noninterest income | 0 | 87,000 | 134,000 | 183,000 |
| Noninterest expense | 528,000 | 2,037,000 | 2,383,000 | 3,114,000 |
| Provision for loan losses | -86,000 | -292,000 | -615,000 | -698,000 |
| Pretax income | 2,106,000 | 2,759,000 | 4,942,000 | 6,350,000 |
| Income tax | 524,000 | 589,000 | 1,048,000 | 1,344,000 |
| Net income | 1,582,000 | 2,170,000 | 3,894,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 450,758,000 | 451,395,000 | 453,169,000 | 454,331,000 |
| Total capital | 452,945,000 | 453,392,000 | 454,887,000 | 456,019,000 |
| Risk-weighted assets | 188,934,000 | 183,488,000 | 182,775,000 | 190,845,000 |