Call reports 2020
DEPARTMENT STORES NATIONAL BANK — 2020
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 348,042,000 | 322,880,000 | 707,391,000 | 707,539,000 |
| Total loans | 55,117,000 | 48,106,000 | 41,934,000 | 50,131,000 |
| Allowance for loan losses | 2,567,000 | 2,547,000 | 2,560,000 | 2,375,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,274,000 | 250,205,000 | 250,157,000 | 250,157,000 |
| Interest-bearing deposits | 275,000,000 | 250,000,000 | 250,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 274,000 | 205,000 | 157,000 | 157,000 |
| Equity capital | 63,008,000 | 64,273,000 | 449,543,000 | 450,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 6,585,000 | 8,907,000 | 11,228,000 |
| Interest expense | 1,168,000 | 1,993,000 | 2,260,000 | 2,477,000 |
| Net interest income | 2,694,000 | 4,592,000 | 6,647,000 | 8,751,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 2,002,000 | 2,052,000 | 3,420,000 | 4,169,000 |
| Provision for loan losses | -90,000 | 187,000 | 531,000 | 442,000 |
| Pretax income | 782,000 | 2,353,000 | 2,696,000 | 4,140,000 |
| Income tax | 164,000 | 470,000 | 544,000 | 878,000 |
| Net income | 618,000 | 1,883,000 | 2,152,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,326,000 | 62,642,000 | 447,964,000 | 449,126,000 |
| Total capital | 62,887,000 | 64,068,000 | 450,301,000 | 451,501,000 |
| Risk-weighted assets | 123,918,000 | 112,950,000 | 186,745,000 | 193,175,000 |