Call reports 2019
DEPARTMENT STORES NATIONAL BANK — 2019
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 374,422,000 | 324,392,000 | 326,147,000 | 324,146,000 |
| Total loans | 61,250,000 | 59,083,000 | 58,726,000 | 70,937,000 |
| Allowance for loan losses | 2,154,000 | 2,692,000 | 3,259,000 | 2,890,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,281,000 | 250,201,000 | 250,172,000 | 250,176,000 |
| Interest-bearing deposits | 300,000,000 | 250,000,000 | 250,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 281,000 | 201,000 | 172,000 | 176,000 |
| Equity capital | 62,058,000 | 62,974,000 | 63,972,000 | 62,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,935,000 | 9,491,000 | 14,064,000 | 18,554,000 |
| Interest expense | 2,003,000 | 3,699,000 | 5,205,000 | 7,328,000 |
| Net interest income | 2,932,000 | 5,792,000 | 8,859,000 | 11,226,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 2,335,000 | 3,030,000 | 3,882,000 | 3,327,000 |
| Provision for loan losses | 155,000 | 1,158,000 | 2,176,000 | 2,262,000 |
| Pretax income | 442,000 | 1,604,000 | 2,801,000 | 5,637,000 |
| Income tax | 23,000 | 269,000 | 468,000 | 1,067,000 |
| Net income | 419,000 | 1,335,000 | 2,333,000 | 4,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,162,000 | 61,132,000 | 62,184,000 | 60,775,000 |
| Total capital | 61,835,000 | 62,656,000 | 63,736,000 | 62,436,000 |
| Risk-weighted assets | 133,340,000 | 120,791,000 | 122,475,000 | 131,656,000 |