Call reports 2018
DEPARTMENT STORES NATIONAL BANK — 2018
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 373,513,000 | 350,004,000 | 325,014,000 | 323,981,000 |
| Total loans | 62,778,000 | 61,053,000 | 60,896,000 | 75,262,000 |
| Allowance for loan losses | 1,868,000 | 1,813,000 | 1,993,000 | 2,375,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,318,000 | 275,216,000 | 250,211,000 | 250,197,000 |
| Interest-bearing deposits | 300,000,000 | 275,000,000 | 250,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 318,000 | 216,000 | 211,000 | 197,000 |
| Equity capital | 61,200,000 | 62,978,000 | 63,571,000 | 61,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,561,000 | 13,051,000 | 18,414,000 |
| Interest expense | 1,137,000 | 2,619,000 | 4,194,000 | 6,713,000 |
| Net interest income | 3,063,000 | 5,942,000 | 8,857,000 | 11,701,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 1,092,000 | 1,490,000 | 3,096,000 | 3,228,000 |
| Provision for loan losses | -102,000 | 125,000 | 682,000 | 1,442,000 |
| Pretax income | 2,073,000 | 4,327,000 | 5,079,000 | 7,031,000 |
| Income tax | 437,000 | 913,000 | 1,071,000 | 1,557,000 |
| Net income | 1,636,000 | 3,414,000 | 4,008,000 | 5,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,081,000 | 60,915,000 | 61,565,000 | 59,689,000 |
| Total capital | 60,756,000 | 62,509,000 | 63,094,000 | 61,376,000 |
| Risk-weighted assets | 133,783,000 | 127,320,000 | 121,921,000 | 134,243,000 |