Call reports 2017
DEPARTMENT STORES NATIONAL BANK — 2017
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 390,882,000 | 361,743,000 | 437,009,000 | 323,547,000 |
| Total loans | 370,172,000 | 349,849,000 | 426,010,000 | 309,517,000 |
| Allowance for loan losses | 1,668,000 | 1,656,000 | 1,822,000 | 2,312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,388,000 | 275,288,000 | 350,221,000 | 250,233,000 |
| Interest-bearing deposits | 300,000,000 | 275,000,000 | 350,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 388,000 | 288,000 | 221,000 | 233,000 |
| Equity capital | 61,229,000 | 60,407,000 | 61,567,000 | 59,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 7,817,000 | 11,933,000 | 16,238,000 |
| Interest expense | 661,000 | 1,485,000 | 2,451,000 | 3,900,000 |
| Net interest income | 3,213,000 | 6,332,000 | 9,482,000 | 12,338,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | -590,000 | 3,648,000 | 2,154,000 | 2,635,000 |
| Provision for loan losses | 219,000 | 380,000 | 893,000 | 1,830,000 |
| Pretax income | 3,584,000 | 2,304,000 | 6,435,000 | 7,873,000 |
| Income tax | 1,277,000 | 819,000 | 2,289,000 | 3,131,000 |
| Net income | 2,307,000 | 1,485,000 | 4,146,000 | 4,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,349,000 | 58,573,000 | 59,781,000 | 57,824,000 |
| Total capital | 61,004,000 | 60,130,000 | 61,548,000 | 59,552,000 |
| Risk-weighted assets | 132,348,000 | 124,465,000 | 141,276,000 | 137,650,000 |