Call reports 2016
DEPARTMENT STORES NATIONAL BANK — 2016
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 406,288,000 | 377,279,000 | 424,727,000 | 352,178,000 |
| Total loans | 69,067,000 | 66,479,000 | 65,792,000 | 84,006,000 |
| Allowance for loan losses | 1,504,000 | 1,522,000 | 1,530,000 | 1,590,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,535,000 | 275,430,000 | 325,306,000 | 250,342,000 |
| Interest-bearing deposits | 300,000,000 | 275,000,000 | 325,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 535,000 | 430,000 | 306,000 | 342,000 |
| Equity capital | 59,543,000 | 59,437,000 | 60,308,000 | 60,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 7,935,000 | 11,482,000 | 15,072,000 |
| Interest expense | 1,409,000 | 2,635,000 | 3,181,000 | 3,975,000 |
| Net interest income | 2,831,000 | 5,300,000 | 8,301,000 | 11,097,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 2,136,000 | 3,601,000 | 4,668,000 | 4,060,000 |
| Provision for loan losses | -184,000 | 38,000 | 313,000 | 618,000 |
| Pretax income | 879,000 | 1,661,000 | 3,320,000 | 6,419,000 |
| Income tax | 308,000 | 596,000 | 1,184,000 | 2,289,000 |
| Net income | 571,000 | 1,065,000 | 2,136,000 | 4,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,998,000 | 57,924,000 | 58,829,000 | 59,457,000 |
| Total capital | 59,502,000 | 59,446,000 | 60,359,000 | 61,047,000 |
| Risk-weighted assets | 149,748,000 | 141,826,000 | 150,939,000 | 152,037,000 |