Call reports 2015
DEPARTMENT STORES NATIONAL BANK — 2015
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 461,221,000 | 450,044,000 | 469,361,000 | 367,568,000 |
| Total loans | 74,941,000 | 74,936,000 | 69,890,000 | 90,200,000 |
| Allowance for loan losses | 3,819,000 | 2,144,000 | 1,998,000 | 1,845,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,869,000 | 275,611,000 | 325,211,000 | 250,214,000 |
| Interest-bearing deposits | 300,000,000 | 275,000,000 | 325,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 869,000 | 611,000 | 211,000 | 214,000 |
| Equity capital | 70,429,000 | 73,632,000 | 73,946,000 | 60,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,811,000 | 7,416,000 | 10,987,000 | 14,422,000 |
| Interest expense | 339,000 | 661,000 | 983,000 | 2,453,000 |
| Net interest income | 3,472,000 | 6,755,000 | 10,004,000 | 11,969,000 |
| Noninterest income | 1,519,000 | 1,532,000 | 38,000 | 38,000 |
| Noninterest expense | 1,540,000 | 1,216,000 | 2,321,000 | 3,805,000 |
| Provision for loan losses | 974,000 | -341,000 | -174,000 | -41,000 |
| Pretax income | 2,477,000 | 7,412,000 | 7,895,000 | 8,243,000 |
| Income tax | 869,000 | 2,601,000 | 2,770,000 | 2,892,000 |
| Net income | 1,608,000 | 4,811,000 | 5,125,000 | 5,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,402,000 | 72,590,000 | 72,921,000 | 59,163,000 |
| Total capital | 71,535,000 | 74,716,000 | 74,919,000 | 61,008,000 |
| Risk-weighted assets | 168,990,000 | 170,066,000 | 172,245,000 | 167,336,000 |