Call reports 2014
DEPARTMENT STORES NATIONAL BANK — 2014
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 340,511,000 | 418,413,000 | 399,638,000 | 411,696,000 |
| Total loans | 73,209,000 | 73,240,000 | 72,232,000 | 98,477,000 |
| Allowance for loan losses | 4,725,000 | 3,901,000 | 3,606,000 | 3,264,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,890,000 | 325,576,000 | 300,529,000 | 250,476,000 |
| Interest-bearing deposits | 250,000,000 | 325,000,000 | 300,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 890,000 | 576,000 | 529,000 | 476,000 |
| Equity capital | 64,658,000 | 66,529,000 | 67,673,000 | 68,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,800,000 | 7,437,000 | 10,993,000 | 14,509,000 |
| Interest expense | 244,000 | 510,000 | 812,000 | 1,176,000 |
| Net interest income | 3,556,000 | 6,927,000 | 10,181,000 | 13,333,000 |
| Noninterest income | 0 | 0 | 42,000 | 60,000 |
| Noninterest expense | 935,000 | 1,747,000 | 3,065,000 | 4,309,000 |
| Provision for loan losses | 1,206,000 | 887,000 | 1,103,000 | 1,258,000 |
| Pretax income | 1,415,000 | 4,293,000 | 6,055,000 | 7,826,000 |
| Income tax | 498,000 | 1,505,000 | 2,123,000 | 2,746,000 |
| Net income | 917,000 | 2,788,000 | 3,932,000 | 5,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,391,000 | 66,276,000 | 67,435,000 | 68,560,000 |
| Total capital | 66,228,000 | 68,318,000 | 69,198,000 | 70,800,000 |
| Risk-weighted assets | 144,045,000 | 161,532,000 | 139,221,000 | 178,153,000 |