Call reports 2013
DEPARTMENT STORES NATIONAL BANK — 2013
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 367,271,000 | 429,800,000 | 370,205,000 | 355,386,000 |
| Total loans | 72,514,000 | 75,688,000 | 74,844,000 | 98,425,000 |
| Allowance for loan losses | 4,082,000 | 4,508,000 | 4,438,000 | 4,110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,904,000 | 325,600,000 | 275,558,000 | 250,508,000 |
| Interest-bearing deposits | 275,000,000 | 325,000,000 | 275,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 904,000 | 600,000 | 558,000 | 508,000 |
| Equity capital | 60,857,000 | 61,590,000 | 62,710,000 | 63,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,013,000 | 7,866,000 | 11,660,000 | 15,295,000 |
| Interest expense | 674,000 | 1,367,000 | 2,030,000 | 2,615,000 |
| Net interest income | 3,339,000 | 6,499,000 | 9,630,000 | 12,680,000 |
| Noninterest income | 23,000 | 22,000 | 39,000 | 28,000 |
| Noninterest expense | 1,027,000 | 2,137,000 | 3,080,000 | 4,325,000 |
| Provision for loan losses | -613,000 | 303,000 | 777,000 | 992,000 |
| Pretax income | 2,948,000 | 4,081,000 | 5,812,000 | 7,391,000 |
| Income tax | 1,041,000 | 1,441,000 | 2,052,000 | 2,600,000 |
| Net income | 1,907,000 | 2,640,000 | 3,760,000 | 4,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,531,000 | 61,279,000 | 62,414,000 | 63,459,000 |
| Total capital | 62,521,000 | 63,498,000 | 64,346,000 | 65,545,000 |
| Risk-weighted assets | 157,087,000 | 175,202,000 | 152,071,000 | 164,857,000 |