Call reports 2012
DEPARTMENT STORES NATIONAL BANK — 2012
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 317,792,000 | 439,680,000 | 444,427,000 | 345,392,000 |
| Total loans | 76,807,000 | 70,699,000 | 72,308,000 | 110,320,000 |
| Allowance for loan losses | 4,841,000 | 4,880,000 | 4,894,000 | 5,251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,759,000 | 350,640,000 | 350,525,000 | 250,492,000 |
| Interest-bearing deposits | 225,000,000 | 350,000,000 | 350,000,000 | 250,000,000 |
| Noninterest-bearing deposits | 759,000 | 640,000 | 525,000 | 492,000 |
| Equity capital | 57,373,000 | 57,084,000 | 58,005,000 | 58,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,044,000 | 7,901,000 | 11,736,000 | 15,520,000 |
| Interest expense | 915,000 | 1,722,000 | 2,523,000 | 3,301,000 |
| Net interest income | 3,129,000 | 6,179,000 | 9,213,000 | 12,219,000 |
| Noninterest income | 2,005,000 | 38,000 | 55,000 | 73,000 |
| Noninterest expense | 1,302,000 | 2,194,000 | 3,233,000 | 4,284,000 |
| Provision for loan losses | 222,000 | 862,000 | 1,448,000 | 2,430,000 |
| Pretax income | 3,610,000 | 3,161,000 | 4,587,000 | 5,578,000 |
| Income tax | 1,279,000 | 1,119,000 | 1,624,000 | 1,670,000 |
| Net income | 2,331,000 | 2,042,000 | 2,963,000 | 3,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,373,000 | 57,084,000 | 57,117,000 | 58,610,000 |
| Total capital | 59,500,000 | 59,197,000 | 59,236,000 | 60,663,000 |
| Risk-weighted assets | 167,430,000 | 166,300,000 | 166,721,000 | 161,073,000 |