Call reports 2011
DEPARTMENT STORES NATIONAL BANK — 2011
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 374,455,000 | 376,454,000 | 378,881,000 | 392,398,000 |
| Total loans | 69,842,000 | 72,010,000 | 71,802,000 | 100,689,000 |
| Allowance for loan losses | 5,741,000 | 5,991,000 | 8,201,000 | 5,418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,774,000 | 300,573,000 | 300,503,000 | 300,515,000 |
| Interest-bearing deposits | 300,000,000 | 300,000,000 | 300,000,000 | 300,000,000 |
| Noninterest-bearing deposits | 774,000 | 573,000 | 503,000 | 515,000 |
| Equity capital | 47,318,000 | 47,832,000 | 46,593,000 | 55,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,454,000 | 12,324,000 | 16,266,000 |
| Interest expense | 1,320,000 | 2,660,000 | 3,983,000 | 5,352,000 |
| Net interest income | 3,071,000 | 5,794,000 | 8,341,000 | 10,914,000 |
| Noninterest income | 20,000 | 36,000 | 51,000 | 6,879,000 |
| Noninterest expense | 1,092,000 | 2,087,000 | 3,572,000 | 3,301,000 |
| Provision for loan losses | -682,000 | 269,000 | 3,260,000 | 1,139,000 |
| Pretax income | 2,681,000 | 3,474,000 | 1,560,000 | 13,353,000 |
| Income tax | 946,000 | 1,225,000 | 550,000 | 3,894,000 |
| Net income | 1,735,000 | 2,249,000 | 1,010,000 | 9,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,318,000 | 47,832,000 | 46,593,000 | 55,042,000 |
| Total capital | 49,278,000 | 49,809,000 | 48,590,000 | 57,176,000 |
| Risk-weighted assets | 152,992,000 | 154,151,000 | 153,535,000 | 167,397,000 |