Call reports 2010
DEPARTMENT STORES NATIONAL BANK — 2010
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 312,968,000 | 329,779,000 | 381,953,000 | 374,027,000 |
| Total loans | 69,815,000 | 71,896,000 | 69,484,000 | 92,603,000 |
| Allowance for loan losses | 7,928,000 | 7,154,000 | 6,046,000 | 7,352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,832,000 | 225,635,000 | 275,486,000 | 275,512,000 |
| Interest-bearing deposits | 200,000,000 | 225,000,000 | 275,000,000 | 275,000,000 |
| Noninterest-bearing deposits | 832,000 | 635,000 | 486,000 | 512,000 |
| Equity capital | 43,973,000 | 45,014,000 | 46,158,000 | 45,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,016,000 | 7,868,000 | 11,501,000 | 15,172,000 |
| Interest expense | 779,000 | 1,765,000 | 2,739,000 | 3,898,000 |
| Net interest income | 3,237,000 | 6,103,000 | 8,762,000 | 11,274,000 |
| Noninterest income | 26,000 | 43,000 | 59,000 | 128,000 |
| Noninterest expense | 1,046,000 | 2,006,000 | 3,054,000 | 4,117,000 |
| Provision for loan losses | 2,412,000 | 2,728,000 | 2,589,000 | 4,992,000 |
| Pretax income | -195,000 | 1,412,000 | 3,178,000 | 2,293,000 |
| Income tax | -69,000 | 497,000 | 1,119,000 | 809,000 |
| Net income | -126,000 | 915,000 | 2,059,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,973,000 | 45,014,000 | 46,158,000 | 45,583,000 |
| Total capital | 45,847,000 | 46,916,000 | 48,165,000 | 47,850,000 |
| Risk-weighted assets | 143,838,000 | 146,947,000 | 156,516,000 | 176,263,000 |