Call reports 2009
DEPARTMENT STORES NATIONAL BANK — 2009
What DEPARTMENT STORES NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 350,125,000 | 322,519,000 | 353,092,000 | 350,348,000 |
| Total loans | 197,856,000 | 172,551,000 | 170,038,000 | 93,431,000 |
| Allowance for loan losses | 5,860,000 | 6,291,000 | 6,363,000 | 6,659,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,131,000 | 250,680,000 | 275,599,000 | 225,534,000 |
| Interest-bearing deposits | 275,000,000 | 250,000,000 | 275,000,000 | 225,000,000 |
| Noninterest-bearing deposits | 1,131,000 | 680,000 | 599,000 | 534,000 |
| Equity capital | 40,971,000 | 41,734,000 | 42,839,000 | 44,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,158,000 | 8,454,000 | 12,552,000 | 16,797,000 |
| Interest expense | 296,000 | 575,000 | 761,000 | 1,092,000 |
| Net interest income | 3,862,000 | 7,879,000 | 11,791,000 | 15,705,000 |
| Noninterest income | 12,000 | 33,000 | 51,000 | 77,000 |
| Noninterest expense | 1,750,000 | 3,046,000 | 4,012,000 | 4,410,000 |
| Provision for loan losses | 1,002,000 | 2,570,000 | 3,833,000 | 5,404,000 |
| Pretax income | 1,122,000 | 2,296,000 | 3,997,000 | 5,968,000 |
| Income tax | 393,000 | 804,000 | 1,400,000 | 2,110,000 |
| Net income | 729,000 | 1,492,000 | 2,597,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,971,000 | 41,734,000 | 42,839,000 | 44,099,000 |
| Total capital | 42,946,000 | 43,605,000 | 44,798,000 | 46,256,000 |
| Risk-weighted assets | 154,118,000 | 145,255,000 | 152,351,000 | 168,048,000 |