Call reports 2025
RILEY STATE BANK OF RILEY KANSAS, THE — 2025
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 118,131,000 | 121,535,000 | 121,968,000 | 123,410,000 |
| Total loans | 81,755,000 | 78,574,000 | 76,867,000 | 84,154,000 |
| Allowance for loan losses | 1,177,000 | 1,106,000 | 1,109,000 | 1,207,000 |
| Securities available for sale | 28,566,000 | 32,013,000 | 34,736,000 | 33,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,830,000 | 103,936,000 | 103,643,000 | 107,120,000 |
| Interest-bearing deposits | 82,324,000 | 85,431,000 | 84,262,000 | 85,614,000 |
| Noninterest-bearing deposits | 18,506,000 | 18,505,000 | 19,381,000 | 21,506,000 |
| Equity capital | 11,759,000 | 12,053,000 | 12,686,000 | 12,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,221,000 | 4,869,000 | 6,516,000 |
| Interest expense | 574,000 | 1,125,000 | 1,690,000 | 2,246,000 |
| Net interest income | 1,031,000 | 2,096,000 | 3,179,000 | 4,270,000 |
| Noninterest income | 130,000 | 220,000 | 283,000 | 347,000 |
| Noninterest expense | 687,000 | 1,387,000 | 2,069,000 | 2,912,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 150,000 |
| Pretax income | 474,000 | 879,000 | 1,343,000 | 1,555,000 |
| Income tax | 3,000 | 23,000 | 41,000 | 51,000 |
| Net income | 471,000 | 856,000 | 1,302,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,854,000 | 12,891,000 | 13,336,000 | 13,188,000 |