Call reports 2024
RILEY STATE BANK OF RILEY KANSAS, THE — 2024
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 114,323,000 | 114,338,000 | 111,147,000 | 116,105,000 |
| Total loans | 71,002,000 | 74,487,000 | 73,275,000 | 80,008,000 |
| Allowance for loan losses | 1,161,000 | 1,159,000 | 1,148,000 | 1,195,000 |
| Securities available for sale | 32,980,000 | 32,513,000 | 31,353,000 | 28,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,508,000 | 101,427,000 | 97,175,000 | 99,407,000 |
| Interest-bearing deposits | 82,075,000 | 83,407,000 | 79,551,000 | 81,228,000 |
| Noninterest-bearing deposits | 17,433,000 | 18,020,000 | 17,624,000 | 18,179,000 |
| Equity capital | 10,299,000 | 10,417,000 | 11,396,000 | 11,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,862,000 | 4,326,000 | 5,859,000 |
| Interest expense | 506,000 | 1,068,000 | 1,610,000 | 2,177,000 |
| Net interest income | 893,000 | 1,794,000 | 2,716,000 | 3,682,000 |
| Noninterest income | 83,000 | 160,000 | 247,000 | 314,000 |
| Noninterest expense | 666,000 | 1,283,000 | 1,959,000 | 2,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 310,000 | 671,000 | 1,004,000 | 1,216,000 |
| Income tax | 6,000 | 21,000 | 37,000 | 46,000 |
| Net income | 304,000 | 650,000 | 967,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,116,000 | 12,162,000 | 12,479,000 | 12,446,000 |