Call reports 2023
RILEY STATE BANK OF RILEY KANSAS, THE — 2023
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 110,060,000 | 113,916,000 | 110,188,000 | 112,429,000 |
| Total loans | 70,083,000 | 69,816,000 | 68,482,000 | 72,192,000 |
| Allowance for loan losses | 1,271,000 | 1,272,000 | 1,204,000 | 1,161,000 |
| Securities available for sale | 18,125,000 | 17,505,000 | 16,980,000 | 16,329,000 |
| Securities held to maturity | 17,432,000 | 17,389,000 | 16,483,000 | 15,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,301,000 | 96,631,000 | 94,577,000 | 97,072,000 |
| Interest-bearing deposits | 78,003,000 | 77,712,000 | 75,636,000 | 77,618,000 |
| Noninterest-bearing deposits | 18,298,000 | 18,919,000 | 18,941,000 | 19,454,000 |
| Equity capital | 10,532,000 | 10,507,000 | 10,744,000 | 10,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,221,000 | 3,455,000 | 4,747,000 |
| Interest expense | 279,000 | 680,000 | 1,118,000 | 1,550,000 |
| Net interest income | 790,000 | 1,541,000 | 2,337,000 | 3,197,000 |
| Noninterest income | 62,000 | 181,000 | 265,000 | 319,000 |
| Noninterest expense | 601,000 | 1,173,000 | 1,786,000 | 2,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 251,000 | 549,000 | 816,000 | 1,020,000 |
| Income tax | 17,000 | 30,000 | 42,000 | 53,000 |
| Net income | 234,000 | 519,000 | 774,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,630,000 | 11,714,000 | 11,972,000 | 11,815,000 |