Call reports 2022
RILEY STATE BANK OF RILEY KANSAS, THE — 2022
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,291,000 | 115,632,000 | 112,832,000 | 112,090,000 |
| Total loans | 67,506,000 | 65,582,000 | 65,158,000 | 70,197,000 |
| Allowance for loan losses | 1,271,000 | 1,272,000 | 1,272,000 | 1,234,000 |
| Securities available for sale | 15,778,000 | 17,309,000 | 19,242,000 | 19,400,000 |
| Securities held to maturity | 20,537,000 | 20,487,000 | 18,307,000 | 17,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,606,000 | 102,146,000 | 99,639,000 | 93,808,000 |
| Interest-bearing deposits | 80,873,000 | 80,628,000 | 79,029,000 | 74,862,000 |
| Noninterest-bearing deposits | 19,733,000 | 21,518,000 | 20,610,000 | 18,946,000 |
| Equity capital | 10,463,000 | 10,263,000 | 10,028,000 | 10,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,711,000 | 2,627,000 | 3,592,000 |
| Interest expense | 157,000 | 314,000 | 471,000 | 668,000 |
| Net interest income | 689,000 | 1,397,000 | 2,156,000 | 2,924,000 |
| Noninterest income | 215,000 | 433,000 | 526,000 | 595,000 |
| Noninterest expense | 564,000 | 1,109,000 | 1,718,000 | 2,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 721,000 | 964,000 | 1,163,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 43,000 |
| Net income | 328,000 | 697,000 | 929,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,189,000 | 11,270,000 | 11,503,000 | 11,395,000 |