Call reports 2021
RILEY STATE BANK OF RILEY KANSAS, THE — 2021
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 115,514,000 | 116,328,000 | 110,138,000 | 108,316,000 |
| Total loans | 61,646,000 | 62,903,000 | 66,251,000 | 68,867,000 |
| Allowance for loan losses | 1,272,000 | 1,271,000 | 1,273,000 | 1,269,000 |
| Securities available for sale | 14,551,000 | 15,533,000 | 15,468,000 | 13,260,000 |
| Securities held to maturity | 20,558,000 | 23,151,000 | 20,391,000 | 19,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,574,000 | 101,985,000 | 95,648,000 | 94,245,000 |
| Interest-bearing deposits | 83,577,000 | 82,927,000 | 76,793,000 | 75,770,000 |
| Noninterest-bearing deposits | 17,997,000 | 19,058,000 | 18,855,000 | 18,475,000 |
| Equity capital | 10,452,000 | 11,095,000 | 11,205,000 | 10,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 2,247,000 | 3,096,000 | 3,922,000 |
| Interest expense | 196,000 | 377,000 | 547,000 | 707,000 |
| Net interest income | 607,000 | 1,870,000 | 2,549,000 | 3,215,000 |
| Noninterest income | 67,000 | 153,000 | 219,000 | 309,000 |
| Noninterest expense | 560,000 | 1,107,000 | 1,688,000 | 2,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 916,000 | 1,080,000 | 1,197,000 |
| Income tax | 3,000 | 38,000 | 46,000 | 54,000 |
| Net income | 111,000 | 878,000 | 1,034,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,333,000 | 11,003,000 | 11,061,000 | 10,875,000 |