Call reports 2020
RILEY STATE BANK OF RILEY KANSAS, THE — 2020
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 92,656,000 | 99,788,000 | 102,685,000 | 105,876,000 |
| Total loans | 60,292,000 | 60,669,000 | 59,585,000 | 58,026,000 |
| Allowance for loan losses | 1,348,000 | 1,380,000 | 1,424,000 | 1,283,000 |
| Securities available for sale | 9,686,000 | 15,408,000 | 14,528,000 | 13,987,000 |
| Securities held to maturity | 14,591,000 | 13,471,000 | 16,840,000 | 19,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,292,000 | 85,150,000 | 87,906,000 | 92,136,000 |
| Interest-bearing deposits | 66,449,000 | 70,722,000 | 73,581,000 | 74,024,000 |
| Noninterest-bearing deposits | 11,843,000 | 14,428,000 | 14,325,000 | 18,112,000 |
| Equity capital | 10,330,000 | 10,616,000 | 10,724,000 | 10,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,948,000 | 2,832,000 | 3,641,000 |
| Interest expense | 260,000 | 504,000 | 728,000 | 940,000 |
| Net interest income | 710,000 | 1,444,000 | 2,104,000 | 2,701,000 |
| Noninterest income | 85,000 | 140,000 | 209,000 | 276,000 |
| Noninterest expense | 527,000 | 1,031,000 | 1,606,000 | 2,213,000 |
| Provision for loan losses | 35,000 | 65,000 | 95,000 | 95,000 |
| Pretax income | 233,000 | 488,000 | 612,000 | 669,000 |
| Income tax | 9,000 | 20,000 | 29,000 | 30,000 |
| Net income | 224,000 | 468,000 | 583,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,148,000 | 10,397,000 | 10,507,000 | 10,154,000 |