Call reports 2019
RILEY STATE BANK OF RILEY KANSAS, THE — 2019
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,594,000 | 88,972,000 | 90,413,000 | 89,544,000 |
| Total loans | 59,822,000 | 60,193,000 | 60,068,000 | 61,621,000 |
| Allowance for loan losses | 1,362,000 | 1,388,000 | 1,362,000 | 1,313,000 |
| Securities available for sale | 4,931,000 | 4,951,000 | 6,933,000 | 7,556,000 |
| Securities held to maturity | 14,282,000 | 15,647,000 | 14,625,000 | 14,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,176,000 | 74,320,000 | 75,463,000 | 75,497,000 |
| Interest-bearing deposits | 63,609,000 | 62,653,000 | 64,249,000 | 64,218,000 |
| Noninterest-bearing deposits | 11,567,000 | 11,667,000 | 11,214,000 | 11,279,000 |
| Equity capital | 9,678,000 | 9,878,000 | 10,129,000 | 9,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,938,000 | 2,904,000 | 3,881,000 |
| Interest expense | 203,000 | 426,000 | 676,000 | 930,000 |
| Net interest income | 753,000 | 1,512,000 | 2,228,000 | 2,951,000 |
| Noninterest income | 96,000 | 172,000 | 364,000 | 384,000 |
| Noninterest expense | 560,000 | 1,108,000 | 1,716,000 | 2,322,000 |
| Provision for loan losses | 40,000 | 70,000 | 110,000 | 170,000 |
| Pretax income | 249,000 | 506,000 | 766,000 | 843,000 |
| Income tax | 10,000 | 21,000 | 35,000 | 35,000 |
| Net income | 239,000 | 485,000 | 731,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,670,000 | 9,823,000 | 10,079,000 | 9,855,000 |
| Total capital | 10,444,000 | 10,605,000 | 10,876,000 | 10,650,000 |
| Risk-weighted assets | 61,412,000 | 61,928,000 | 63,175,000 | 63,842,000 |