Call reports 2018
RILEY STATE BANK OF RILEY KANSAS, THE — 2018
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 89,117,000 | 87,228,000 | 85,820,000 | 87,053,000 |
| Total loans | 61,828,000 | 60,772,000 | 61,688,000 | 62,600,000 |
| Allowance for loan losses | 1,335,000 | 1,350,000 | 1,382,000 | 1,323,000 |
| Securities available for sale | 3,066,000 | 3,506,000 | 3,963,000 | 3,465,000 |
| Securities held to maturity | 16,045,000 | 16,001,000 | 15,027,000 | 14,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,407,000 | 74,224,000 | 72,597,000 | 72,809,000 |
| Interest-bearing deposits | 64,442,000 | 63,511,000 | 61,742,000 | 61,283,000 |
| Noninterest-bearing deposits | 10,965,000 | 10,713,000 | 10,855,000 | 11,526,000 |
| Equity capital | 9,058,000 | 9,273,000 | 9,452,000 | 9,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,838,000 | 2,761,000 | 3,715,000 |
| Interest expense | 167,000 | 340,000 | 511,000 | 692,000 |
| Net interest income | 739,000 | 1,498,000 | 2,250,000 | 3,023,000 |
| Noninterest income | 90,000 | 178,000 | 271,000 | 371,000 |
| Noninterest expense | 550,000 | 1,073,000 | 1,604,000 | 2,294,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 249,000 | 543,000 | 827,000 | 960,000 |
| Income tax | 10,000 | 23,000 | 35,000 | 42,000 |
| Net income | 239,000 | 520,000 | 792,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,090,000 | 9,331,000 | 9,522,000 | 9,509,000 |
| Total capital | 9,887,000 | 10,097,000 | 10,319,000 | 10,314,000 |
| Risk-weighted assets | 63,250,000 | 62,325,000 | 63,202,000 | 63,941,000 |