Call reports 2017
RILEY STATE BANK OF RILEY KANSAS, THE — 2017
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,322,000 | 88,770,000 | 87,155,000 | 86,211,000 |
| Total loans | 58,713,000 | 59,609,000 | 60,248,000 | 62,330,000 |
| Allowance for loan losses | 1,235,000 | 1,267,000 | 1,290,000 | 1,304,000 |
| Securities available for sale | 4,042,000 | 2,578,000 | 3,220,000 | 3,139,000 |
| Securities held to maturity | 17,520,000 | 18,405,000 | 16,868,000 | 16,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,879,000 | 74,177,000 | 72,347,000 | 72,473,000 |
| Interest-bearing deposits | 62,585,000 | 62,988,000 | 62,293,000 | 61,668,000 |
| Noninterest-bearing deposits | 10,294,000 | 11,189,000 | 10,054,000 | 10,805,000 |
| Equity capital | 8,711,000 | 8,860,000 | 9,035,000 | 8,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,732,000 | 2,631,000 | 3,550,000 |
| Interest expense | 172,000 | 344,000 | 518,000 | 696,000 |
| Net interest income | 693,000 | 1,388,000 | 2,113,000 | 2,854,000 |
| Noninterest income | 147,000 | 250,000 | 336,000 | 411,000 |
| Noninterest expense | 549,000 | 1,048,000 | 1,581,000 | 2,202,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 261,000 | 530,000 | 790,000 | 955,000 |
| Income tax | 9,000 | 21,000 | 33,000 | 38,000 |
| Net income | 252,000 | 509,000 | 757,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,666,000 | 8,827,000 | 9,005,000 | 8,974,000 |
| Total capital | 9,446,000 | 9,611,000 | 9,794,000 | 9,779,000 |
| Risk-weighted assets | 61,925,000 | 62,214,000 | 62,589,000 | 63,868,000 |