Call reports 2016
RILEY STATE BANK OF RILEY KANSAS, THE — 2016
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,765,000 | 88,571,000 | 85,759,000 | 88,771,000 |
| Total loans | 55,308,000 | 56,375,000 | 57,935,000 | 62,039,000 |
| Allowance for loan losses | 1,148,000 | 1,149,000 | 1,168,000 | 1,197,000 |
| Securities available for sale | 6,085,000 | 5,674,000 | 5,185,000 | 4,088,000 |
| Securities held to maturity | 17,418,000 | 18,508,000 | 18,207,000 | 17,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,689,000 | 72,196,000 | 70,263,000 | 70,425,000 |
| Interest-bearing deposits | 61,954,000 | 62,912,000 | 60,322,000 | 60,121,000 |
| Noninterest-bearing deposits | 9,735,000 | 9,284,000 | 9,941,000 | 10,304,000 |
| Equity capital | 8,417,000 | 8,563,000 | 8,680,000 | 8,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,775,000 | 2,576,000 | 3,463,000 |
| Interest expense | 172,000 | 341,000 | 513,000 | 680,000 |
| Net interest income | 699,000 | 1,434,000 | 2,063,000 | 2,783,000 |
| Noninterest income | 153,000 | 180,000 | 354,000 | 438,000 |
| Noninterest expense | 531,000 | 1,033,000 | 1,560,000 | 2,175,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 145,000 |
| Pretax income | 296,000 | 540,000 | 797,000 | 937,000 |
| Income tax | -4,000 | 7,000 | 18,000 | 24,000 |
| Net income | 300,000 | 533,000 | 779,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,279,000 | 8,420,000 | 8,562,000 | 8,455,000 |
| Total capital | 9,020,000 | 9,181,000 | 9,337,000 | 9,283,000 |
| Risk-weighted assets | 58,913,000 | 60,476,000 | 61,570,000 | 65,842,000 |