Call reports 2015
RILEY STATE BANK OF RILEY KANSAS, THE — 2015
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,295,000 | 83,117,000 | 82,247,000 | 85,604,000 |
| Total loans | 55,119,000 | 55,016,000 | 55,934,000 | 58,435,000 |
| Allowance for loan losses | 1,049,000 | 1,068,000 | 1,089,000 | 1,120,000 |
| Securities available for sale | 6,960,000 | 5,817,000 | 6,265,000 | 6,126,000 |
| Securities held to maturity | 15,266,000 | 17,071,000 | 16,403,000 | 16,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,133,000 | 70,844,000 | 69,773,000 | 68,254,000 |
| Interest-bearing deposits | 60,779,000 | 61,001,000 | 59,930,000 | 58,956,000 |
| Noninterest-bearing deposits | 10,354,000 | 9,843,000 | 9,843,000 | 9,298,000 |
| Equity capital | 8,017,000 | 8,126,000 | 8,297,000 | 8,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,693,000 | 2,543,000 | 3,414,000 |
| Interest expense | 151,000 | 337,000 | 500,000 | 669,000 |
| Net interest income | 696,000 | 1,356,000 | 2,043,000 | 2,745,000 |
| Noninterest income | 79,000 | 188,000 | 285,000 | 376,000 |
| Noninterest expense | 528,000 | 1,021,000 | 1,530,000 | 2,128,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 125,000 |
| Pretax income | 222,000 | 473,000 | 723,000 | 868,000 |
| Income tax | -17,000 | -5,000 | 5,000 | 12,000 |
| Net income | 239,000 | 478,000 | 718,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,835,000 | 7,978,000 | 8,178,000 | 8,094,000 |
| Total capital | 8,568,000 | 8,713,000 | 8,924,000 | 8,877,000 |
| Risk-weighted assets | 58,356,000 | 58,462,000 | 59,400,000 | 62,275,000 |