Call reports 2013
RILEY STATE BANK OF RILEY KANSAS, THE — 2013
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,329,000 | 76,938,000 | 77,215,000 | 77,115,000 |
| Total loans | 53,588,000 | 54,179,000 | 52,897,000 | 55,746,000 |
| Allowance for loan losses | 958,000 | 986,000 | 1,000,000 | 1,022,000 |
| Securities available for sale | 5,988,000 | 5,486,000 | 5,224,000 | 4,751,000 |
| Securities held to maturity | 11,760,000 | 11,726,000 | 11,863,000 | 12,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,493,000 | 64,558,000 | 64,929,000 | 64,386,000 |
| Interest-bearing deposits | 55,123,000 | 56,246,000 | 56,250,000 | 55,597,000 |
| Noninterest-bearing deposits | 9,370,000 | 8,312,000 | 8,679,000 | 8,789,000 |
| Equity capital | 7,395,000 | 7,448,000 | 7,576,000 | 7,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,640,000 | 2,457,000 | 3,293,000 |
| Interest expense | 174,000 | 346,000 | 514,000 | 682,000 |
| Net interest income | 633,000 | 1,294,000 | 1,943,000 | 2,611,000 |
| Noninterest income | 114,000 | 220,000 | 318,000 | 416,000 |
| Noninterest expense | 532,000 | 1,031,000 | 1,546,000 | 2,173,000 |
| Provision for loan losses | 25,000 | 50,000 | 85,000 | 120,000 |
| Pretax income | 186,000 | 429,000 | 626,000 | 734,000 |
| Income tax | 0 | 11,000 | 20,000 | 24,000 |
| Net income | 186,000 | 418,000 | 606,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,254,000 | 7,382,000 | 7,338,000 |
| Total capital | 7,820,000 | 7,872,000 | 7,990,000 | 7,981,000 |
| Risk-weighted assets | 56,099,000 | 56,174,000 | 55,152,000 | 57,845,000 |