Call reports 2012
RILEY STATE BANK OF RILEY KANSAS, THE — 2012
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,505,000 | 74,905,000 | 73,557,000 | 74,820,000 |
| Total loans | 49,579,000 | 51,237,000 | 50,657,000 | 53,028,000 |
| Allowance for loan losses | 860,000 | 892,000 | 933,000 | 933,000 |
| Securities available for sale | 7,524,000 | 6,631,000 | 6,160,000 | 5,720,000 |
| Securities held to maturity | 9,981,000 | 10,863,000 | 11,108,000 | 10,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,664,000 | 61,954,000 | 60,689,000 | 61,004,000 |
| Interest-bearing deposits | 55,108,000 | 53,982,000 | 52,987,000 | 52,196,000 |
| Noninterest-bearing deposits | 7,556,000 | 7,972,000 | 7,702,000 | 8,808,000 |
| Equity capital | 7,114,000 | 7,244,000 | 7,382,000 | 7,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,711,000 | 2,561,000 | 3,393,000 |
| Interest expense | 195,000 | 383,000 | 565,000 | 744,000 |
| Net interest income | 672,000 | 1,328,000 | 1,996,000 | 2,649,000 |
| Noninterest income | 94,000 | 234,000 | 327,000 | 448,000 |
| Noninterest expense | 498,000 | 1,002,000 | 1,508,000 | 2,105,000 |
| Provision for loan losses | 35,000 | 70,000 | 110,000 | 150,000 |
| Pretax income | 233,000 | 490,000 | 705,000 | 842,000 |
| Income tax | 8,000 | 20,000 | 29,000 | 35,000 |
| Net income | 225,000 | 470,000 | 676,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,773,000 | 6,923,000 | 7,053,000 | 7,027,000 |
| Total capital | 7,317,000 | 7,504,000 | 7,628,000 | 7,567,000 |
| Risk-weighted assets | 50,658,000 | 53,598,000 | 52,994,000 | 54,534,000 |