Call reports 2002
RILEY STATE BANK OF RILEY KANSAS, THE — 2002
What RILEY STATE BANK OF RILEY KANSAS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,592,000 | 28,671,000 | 28,674,000 | 28,583,000 |
| Total loans | 20,477,000 | 21,119,000 | 21,224,000 | 21,438,000 |
| Allowance for loan losses | 315,000 | 311,000 | 323,000 | 301,000 |
| Securities available for sale | 4,039,000 | 3,967,000 | 3,834,000 | 3,267,000 |
| Securities held to maturity | 2,122,000 | 2,249,000 | 1,958,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,332,000 | 25,337,000 | 24,879,000 | 24,313,000 |
| Interest-bearing deposits | 22,785,000 | 23,056,000 | 22,533,000 | 21,607,000 |
| Noninterest-bearing deposits | 2,547,000 | 2,281,000 | 2,346,000 | 2,706,000 |
| Equity capital | 3,009,000 | 3,103,000 | 3,170,000 | 3,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 956,000 | 1,432,000 | 1,897,000 |
| Interest expense | 201,000 | 390,000 | 574,000 | 742,000 |
| Net interest income | 283,000 | 566,000 | 858,000 | 1,155,000 |
| Noninterest income | 63,000 | 129,000 | 193,000 | 265,000 |
| Noninterest expense | 187,000 | 370,000 | 571,000 | 816,000 |
| Provision for loan losses | 13,000 | 25,000 | 37,000 | 75,000 |
| Pretax income | 146,000 | 300,000 | 443,000 | 529,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 143,000 | 294,000 | 434,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,940,000 | 3,004,000 | 3,058,000 | 3,041,000 |
| Total capital | 3,187,000 | 3,258,000 | 3,313,000 | 3,295,000 |
| Risk-weighted assets | 19,715,000 | 20,087,000 | 20,341,000 | 20,754,000 |
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