Call reports 2026
CROSS BANK — 2026
What CROSS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 564,380,000 | 593,483,000 |
| Total loans | 459,422,000 | 478,184,000 |
| Allowance for loan losses | 7,851,000 | 8,758,000 |
| Securities available for sale | 248,000 | 230,000 |
| Securities held to maturity | 82,279,000 | 92,504,000 |
| Trading assets | 0 | 0 |
| Total deposits | 499,263,000 | 480,686,000 |
| Interest-bearing deposits | 417,568,000 | 401,928,000 |
| Noninterest-bearing deposits | 81,695,000 | 78,758,000 |
| Equity capital | 60,642,000 | 62,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,617,000 | 19,093,000 |
| Interest expense | 2,878,000 | 5,713,000 |
| Net interest income | 6,739,000 | 13,380,000 |
| Noninterest income | 471,000 | 971,000 |
| Noninterest expense | 2,882,000 | 6,008,000 |
| Provision for loan losses | 169,000 | 1,088,000 |
| Pretax income | 3,708,000 | 7,157,000 |
| Income tax | 864,000 | 1,650,000 |
| Net income | 2,844,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,905,000 | 59,952,000 |