Call report 2025Q4
CROSS BANK — 2025Q4
The 22 measures CROSS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 567,622,000 | USD | evidence → |
| Total loans | 451,098,000 | USD | evidence → |
| Allowance for loan losses | 7,696,000 | USD | evidence → |
| Securities available for sale | 265,000 | USD | evidence → |
| Securities held to maturity | 83,635,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 479,406,000 | USD | evidence → |
| Interest-bearing deposits | 391,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,167,000 | USD | evidence → |
| Equity capital | 58,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,515,000 | USD | evidence → |
| Interest expense | 12,929,000 | USD | evidence → |
| Net interest income | 24,586,000 | USD | evidence → |
| Noninterest income | 2,002,000 | USD | evidence → |
| Noninterest expense | 12,479,000 | USD | evidence → |
| Provision for loan losses | 1,345,000 | USD | evidence → |
| Pretax income | 12,665,000 | USD | evidence → |
| Income tax | 3,020,000 | USD | evidence → |
| Net income | 9,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,866,000 | USD | evidence → |