Call report 2023Q4
CROSS BANK — 2023Q4
The 22 measures CROSS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 422,252,000 | USD | evidence → |
| Total loans | 336,832,000 | USD | evidence → |
| Allowance for loan losses | 6,061,000 | USD | evidence → |
| Securities available for sale | 385,000 | USD | evidence → |
| Securities held to maturity | 11,947,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 371,944,000 | USD | evidence → |
| Interest-bearing deposits | 277,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,275,000 | USD | evidence → |
| Equity capital | 47,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,230,000 | USD | evidence → |
| Interest expense | 5,335,000 | USD | evidence → |
| Net interest income | 18,895,000 | USD | evidence → |
| Noninterest income | 2,030,000 | USD | evidence → |
| Noninterest expense | 11,552,000 | USD | evidence → |
| Provision for loan losses | 1,147,000 | USD | evidence → |
| Pretax income | 8,772,000 | USD | evidence → |
| Income tax | 2,163,000 | USD | evidence → |
| Net income | 6,609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,346,000 | USD | evidence → |