Call report 2015Q4
CROSS BANK — 2015Q4
The 22 measures CROSS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,375,000 | USD | evidence → |
| Total loans | 171,009,000 | USD | evidence → |
| Allowance for loan losses | 3,276,000 | USD | evidence → |
| Securities available for sale | 2,218,000 | USD | evidence → |
| Securities held to maturity | 16,777,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,004,000 | USD | evidence → |
| Interest-bearing deposits | 165,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,494,000 | USD | evidence → |
| Equity capital | 27,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,512,000 | USD | evidence → |
| Interest expense | 915,000 | USD | evidence → |
| Net interest income | 9,597,000 | USD | evidence → |
| Noninterest income | 1,219,000 | USD | evidence → |
| Noninterest expense | 6,528,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 3,637,000 | USD | evidence → |
| Income tax | 1,449,000 | USD | evidence → |
| Net income | 2,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,181,000 | USD | evidence → |
| Total capital | 29,415,000 | USD | evidence → |
| Risk-weighted assets | 177,660,000 | USD | evidence → |