Call report 2012Q4
CROSS BANK — 2012Q4
The 22 measures CROSS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,302,000 | USD | evidence → |
| Total loans | 125,270,000 | USD | evidence → |
| Allowance for loan losses | 2,333,000 | USD | evidence → |
| Securities available for sale | 12,893,000 | USD | evidence → |
| Securities held to maturity | 13,401,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,099,000 | USD | evidence → |
| Interest-bearing deposits | 124,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,702,000 | USD | evidence → |
| Equity capital | 22,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,589,000 | USD | evidence → |
| Interest expense | 1,227,000 | USD | evidence → |
| Net interest income | 7,362,000 | USD | evidence → |
| Noninterest income | 754,000 | USD | evidence → |
| Noninterest expense | 5,182,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 2,096,000 | USD | evidence → |
| Income tax | 643,000 | USD | evidence → |
| Net income | 1,453,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,200,000 | USD | evidence → |
| Total capital | 23,788,000 | USD | evidence → |
| Risk-weighted assets | 126,315,000 | USD | evidence → |