Call reports 2009
CROSS BANK — 2009
What CROSS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,437,000 | 185,225,000 | 179,499,000 | 180,778,000 |
| Total loans | 125,448,000 | 129,463,000 | 134,678,000 | 121,343,000 |
| Allowance for loan losses | 2,421,000 | 2,786,000 | 4,089,000 | 2,900,000 |
| Securities available for sale | 13,183,000 | 12,360,000 | 8,046,000 | 10,870,000 |
| Securities held to maturity | 13,630,000 | 14,935,000 | 15,236,000 | 16,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,908,000 | 161,573,000 | 156,381,000 | 158,989,000 |
| Interest-bearing deposits | 136,269,000 | 139,495,000 | 135,235,000 | 132,452,000 |
| Noninterest-bearing deposits | 21,639,000 | 22,078,000 | 21,146,000 | 26,537,000 |
| Equity capital | 21,106,000 | 21,082,000 | 20,672,000 | 20,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,578,000 | 7,022,000 | 9,141,000 |
| Interest expense | 819,000 | 1,666,000 | 2,476,000 | 3,241,000 |
| Net interest income | 1,434,000 | 2,912,000 | 4,546,000 | 5,900,000 |
| Noninterest income | 282,000 | 595,000 | 833,000 | 1,132,000 |
| Noninterest expense | 1,368,000 | 2,760,000 | 4,055,000 | 5,282,000 |
| Provision for loan losses | 300,000 | 800,000 | 2,200,000 | 3,400,000 |
| Pretax income | 48,000 | -43,000 | -727,000 | -1,500,000 |
| Income tax | -16,000 | -106,000 | -403,000 | -747,000 |
| Net income | 64,000 | 63,000 | -324,000 | -753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,063,000 | 21,063,000 | 20,676,000 | 20,246,000 |
| Total capital | 22,608,000 | 22,637,000 | 22,285,000 | 21,718,000 |
| Risk-weighted assets | 122,696,000 | 124,691,000 | 126,392,000 | 116,308,000 |
Machine access — free, no API key
Every figure shown here about CROSS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.