Call reports 2006
CROSS BANK — 2006
What CROSS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,617,000 | 178,264,000 | 183,593,000 | 177,474,000 |
| Total loans | 131,982,000 | 135,477,000 | 140,383,000 | 128,760,000 |
| Allowance for loan losses | 2,522,000 | 2,468,000 | 2,477,000 | 2,451,000 |
| Securities available for sale | 14,931,000 | 14,401,000 | 14,307,000 | 14,022,000 |
| Securities held to maturity | 15,990,000 | 15,984,000 | 15,984,000 | 16,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,369,000 | 128,791,000 | 134,242,000 | 135,938,000 |
| Interest-bearing deposits | 112,061,000 | 109,452,000 | 114,787,000 | 113,064,000 |
| Noninterest-bearing deposits | 20,308,000 | 19,339,000 | 19,455,000 | 22,874,000 |
| Equity capital | 19,354,000 | 19,668,000 | 18,828,000 | 19,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,741,000 | 8,860,000 | 11,840,000 |
| Interest expense | 1,071,000 | 2,277,000 | 3,640,000 | 4,972,000 |
| Net interest income | 1,808,000 | 3,464,000 | 5,220,000 | 6,868,000 |
| Noninterest income | 280,000 | 576,000 | 883,000 | 1,195,000 |
| Noninterest expense | 1,297,000 | 2,631,000 | 4,006,000 | 5,441,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 741,000 | 1,319,000 | 2,007,000 | 2,532,000 |
| Income tax | 255,000 | 412,000 | 628,000 | 783,000 |
| Net income | 486,000 | 907,000 | 1,379,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,689,000 | 20,111,000 | 19,082,000 | 19,452,000 |
| Total capital | 21,360,000 | 21,822,000 | 20,831,000 | 21,074,000 |
| Risk-weighted assets | 132,794,000 | 136,164,000 | 139,222,000 | 128,975,000 |
Machine access — free, no API key
Every figure shown here about CROSS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.