Call reports 2016
NORTHSTAR BANK OF COLORADO — 2016
What NORTHSTAR BANK OF COLORADO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 617,450,000 | 608,616,000 | 604,925,000 |
| Total loans | 397,550,000 | 421,218,000 | 412,309,000 |
| Allowance for loan losses | 5,287,000 | 5,460,000 | 5,627,000 |
| Securities available for sale | 56,987,000 | 54,903,000 | 51,221,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 516,523,000 | 506,262,000 | 502,757,000 |
| Interest-bearing deposits | 375,134,000 | 373,351,000 | 357,929,000 |
| Noninterest-bearing deposits | 141,389,000 | 132,911,000 | 144,828,000 |
| Equity capital | 95,823,000 | 97,459,000 | 96,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 6,317,000 | 12,869,000 | 19,186,000 |
| Interest expense | 402,000 | 825,000 | 1,254,000 |
| Net interest income | 5,915,000 | 12,044,000 | 17,932,000 |
| Noninterest income | 987,000 | 1,903,000 | 2,489,000 |
| Noninterest expense | 4,541,000 | 9,177,000 | 13,726,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 |
| Pretax income | 2,211,000 | 4,470,000 | 6,245,000 |
| Income tax | 712,000 | 1,445,000 | 1,767,000 |
| Net income | 1,499,000 | 3,025,000 | 4,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 61,585,000 | 63,544,000 | 62,952,000 |
| Total capital | 66,872,000 | 69,004,000 | 68,579,000 |
| Risk-weighted assets | 494,146,000 | 505,062,000 | 499,262,000 |