Call reports 2020
SEASIDE NATIONAL BANK & TRUST — 2020
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 1,846,406,000 | 2,155,245,000 |
| Total loans | 1,350,530,000 | 1,473,812,000 |
| Allowance for loan losses | 14,872,000 | 13,018,000 |
| Securities available for sale | 263,524,000 | 281,396,000 |
| Securities held to maturity | 110,332,000 | 95,842,000 |
| Trading assets | 10,947,000 | 12,165,000 |
| Total deposits | 1,487,398,000 | 1,811,275,000 |
| Interest-bearing deposits | 1,149,656,000 | 1,344,055,000 |
| Noninterest-bearing deposits | 337,742,000 | 467,220,000 |
| Equity capital | 180,397,000 | 164,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 17,276,000 | 32,940,000 |
| Interest expense | 5,421,000 | 8,742,000 |
| Net interest income | 11,855,000 | 24,198,000 |
| Noninterest income | 2,640,000 | 5,165,000 |
| Noninterest expense | 9,310,000 | 19,172,000 |
| Provision for loan losses | 17,000 | 5,857,000 |
| Pretax income | 5,167,000 | 4,333,000 |
| Income tax | 1,059,000 | 636,000 |
| Net income | 4,108,000 | 3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 171,046,000 | 151,299,000 |
| Total capital | 201,539,000 | 180,113,000 |
| Risk-weighted assets | 1,562,612,000 | 1,524,322,000 |