Call reports 2019
SEASIDE NATIONAL BANK & TRUST — 2019
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,892,538,000 | 1,849,645,000 | 1,857,243,000 | 1,874,323,000 |
| Total loans | 1,354,155,000 | 1,292,345,000 | 1,337,360,000 | 1,369,799,000 |
| Allowance for loan losses | 14,121,000 | 13,645,000 | 14,395,000 | 14,868,000 |
| Securities available for sale | 254,533,000 | 264,189,000 | 259,569,000 | 261,790,000 |
| Securities held to maturity | 169,663,000 | 177,207,000 | 161,380,000 | 154,327,000 |
| Trading assets | 1,752,000 | 2,487,000 | 4,916,000 | 3,615,000 |
| Total deposits | 1,561,207,000 | 1,519,819,000 | 1,509,556,000 | 1,521,770,000 |
| Interest-bearing deposits | 1,273,957,000 | 1,245,200,000 | 1,240,122,000 | 1,227,700,000 |
| Noninterest-bearing deposits | 287,250,000 | 274,619,000 | 269,434,000 | 294,070,000 |
| Equity capital | 152,806,000 | 161,333,000 | 167,846,000 | 173,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,218,000 | 40,065,000 | 59,191,000 | 78,364,000 |
| Interest expense | 7,378,000 | 14,907,000 | 21,840,000 | 27,888,000 |
| Net interest income | 12,840,000 | 25,158,000 | 37,351,000 | 50,476,000 |
| Noninterest income | 2,172,000 | 4,636,000 | 7,688,000 | 10,054,000 |
| Noninterest expense | 9,402,000 | 18,332,000 | 27,653,000 | 35,759,000 |
| Provision for loan losses | 5,067,000 | 4,535,000 | 4,535,000 | 5,054,000 |
| Pretax income | 531,000 | 6,891,000 | 12,814,000 | 19,680,000 |
| Income tax | -68,000 | 1,522,000 | 2,661,000 | 4,167,000 |
| Net income | 599,000 | 5,369,000 | 10,153,000 | 15,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,057,000 | 154,504,000 | 159,948,000 | 165,968,000 |
| Total capital | 178,785,000 | 183,778,000 | 190,094,000 | 196,458,000 |
| Risk-weighted assets | 1,559,864,000 | 1,517,623,000 | 1,555,881,000 | 1,561,913,000 |