Call reports 2018
SEASIDE NATIONAL BANK & TRUST — 2018
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,726,947,000 | 1,821,385,000 | 1,883,224,000 | 1,883,189,000 |
| Total loans | 1,260,360,000 | 1,348,321,000 | 1,384,092,000 | 1,396,679,000 |
| Allowance for loan losses | 12,714,000 | 13,371,000 | 13,594,000 | 13,940,000 |
| Securities available for sale | 270,427,000 | 276,076,000 | 287,775,000 | 294,624,000 |
| Securities held to maturity | 108,246,000 | 119,767,000 | 124,589,000 | 124,014,000 |
| Trading assets | 0 | 0 | 1,784,000 | 1,657,000 |
| Total deposits | 1,426,680,000 | 1,468,488,000 | 1,602,690,000 | 1,561,543,000 |
| Interest-bearing deposits | 1,130,690,000 | 1,167,007,000 | 1,302,587,000 | 1,258,886,000 |
| Noninterest-bearing deposits | 295,990,000 | 301,481,000 | 300,103,000 | 302,657,000 |
| Equity capital | 133,356,000 | 137,600,000 | 140,767,000 | 149,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,909,000 | 34,801,000 | 53,844,000 | 73,915,000 |
| Interest expense | 4,115,000 | 9,031,000 | 15,081,000 | 21,776,000 |
| Net interest income | 12,794,000 | 25,770,000 | 38,763,000 | 52,139,000 |
| Noninterest income | 2,041,000 | 4,491,000 | 6,666,000 | 8,686,000 |
| Noninterest expense | 9,212,000 | 17,876,000 | 26,952,000 | 35,810,000 |
| Provision for loan losses | 0 | 670,000 | 1,204,000 | 1,499,000 |
| Pretax income | 5,639,000 | 11,731,000 | 17,538,000 | 23,786,000 |
| Income tax | 1,619,000 | 3,166,000 | 4,379,000 | 5,882,000 |
| Net income | 4,020,000 | 8,565,000 | 13,159,000 | 17,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,600,000 | 136,807,000 | 142,066,000 | 147,795,000 |
| Total capital | 159,844,000 | 165,726,000 | 171,234,000 | 177,317,000 |
| Risk-weighted assets | 1,398,447,000 | 1,506,840,000 | 1,553,448,000 | 1,561,497,000 |