Call reports 2017
SEASIDE NATIONAL BANK & TRUST — 2017
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,623,671,000 | 1,622,295,000 | 1,650,460,000 | 1,732,144,000 |
| Total loans | 1,151,498,000 | 1,193,692,000 | 1,210,573,000 | 1,285,030,000 |
| Allowance for loan losses | 12,415,000 | 12,617,000 | 12,703,000 | 12,759,000 |
| Securities available for sale | 272,309,000 | 270,394,000 | 270,264,000 | 276,044,000 |
| Securities held to maturity | 94,012,000 | 90,583,000 | 99,536,000 | 98,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,344,293,000 | 1,299,535,000 | 1,288,884,000 | 1,394,879,000 |
| Interest-bearing deposits | 1,038,115,000 | 1,013,012,000 | 984,458,000 | 1,106,894,000 |
| Noninterest-bearing deposits | 306,178,000 | 286,523,000 | 304,426,000 | 287,985,000 |
| Equity capital | 122,719,000 | 128,685,000 | 132,025,000 | 131,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,618,000 | 28,242,000 | 43,429,000 | 59,855,000 |
| Interest expense | 2,256,000 | 4,784,000 | 7,642,000 | 11,039,000 |
| Net interest income | 11,362,000 | 23,458,000 | 35,787,000 | 48,816,000 |
| Noninterest income | 1,767,000 | 3,816,000 | 5,556,000 | 7,557,000 |
| Noninterest expense | 9,068,000 | 17,913,000 | 26,448,000 | 34,931,000 |
| Provision for loan losses | 135,000 | 570,000 | 666,000 | 666,000 |
| Pretax income | 3,925,000 | 8,829,000 | 14,267,000 | 20,814,000 |
| Income tax | 1,447,000 | 3,272,000 | 5,317,000 | 10,922,000 |
| Net income | 2,478,000 | 5,557,000 | 8,950,000 | 9,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,910,000 | 120,579,000 | 124,568,000 | 128,149,000 |
| Total capital | 144,757,000 | 148,670,000 | 152,792,000 | 156,435,000 |
| Risk-weighted assets | 1,276,029,000 | 1,312,190,000 | 1,359,417,000 | 1,427,118,000 |