Call reports 2015
SEASIDE NATIONAL BANK & TRUST — 2015
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,124,029,000 | 1,207,102,000 | 1,231,328,000 | 1,312,461,000 |
| Total loans | 832,187,000 | 890,831,000 | 888,961,000 | 973,131,000 |
| Allowance for loan losses | 10,042,000 | 10,495,000 | 10,688,000 | 10,570,000 |
| Securities available for sale | 172,937,000 | 185,897,000 | 209,806,000 | 227,612,000 |
| Securities held to maturity | 66,557,000 | 64,911,000 | 57,933,000 | 63,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,502,000 | 1,032,100,000 | 1,067,105,000 | 1,102,853,000 |
| Interest-bearing deposits | 785,160,000 | 792,312,000 | 837,834,000 | 861,121,000 |
| Noninterest-bearing deposits | 187,342,000 | 239,788,000 | 229,271,000 | 241,732,000 |
| Equity capital | 105,094,000 | 106,891,000 | 110,481,000 | 111,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,391,000 | 19,422,000 | 30,126,000 | 41,281,000 |
| Interest expense | 1,117,000 | 2,256,000 | 3,412,000 | 4,613,000 |
| Net interest income | 8,274,000 | 17,166,000 | 26,714,000 | 36,668,000 |
| Noninterest income | 1,233,000 | 3,049,000 | 4,983,000 | 6,681,000 |
| Noninterest expense | 7,375,000 | 15,630,000 | 24,082,000 | 32,387,000 |
| Provision for loan losses | 84,000 | 351,000 | 694,000 | 1,325,000 |
| Pretax income | 2,050,000 | 4,242,000 | 6,940,000 | 9,645,000 |
| Income tax | 799,000 | 1,612,000 | 2,618,000 | 3,647,000 |
| Net income | 1,251,000 | 2,630,000 | 4,322,000 | 5,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,121,000 | 101,364,000 | 103,953,000 | 105,549,000 |
| Total capital | 109,499,000 | 112,210,000 | 115,039,000 | 116,493,000 |
| Risk-weighted assets | 925,939,000 | 1,006,763,000 | 1,009,301,000 | 1,082,983,000 |